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Services

Financial Risk Solutions P/L
ABN 95 110 349 758 is a corporate authorized representative Auth Rep #304 318 of Risk & Investment Advisors Australia P/L ABN 21 104 922 394 AFSL #238 141

Privacy Policy

Financial Service Guide

Welcome

Welcome to FRS Online

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In seeking Financial advice it is very important that you are comfortable and have confidence in the advice that you have received. This site is an introduction that will help you decide if we are the best fit for you. It will also offer you the option to have advice tailored personally to your requirements if you so wish, or just give you a guide to what you should be looking for in the way of Insurances and Superannuation.

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Ljubopytnyj Dzhordzh 2 Po sledam obezjan 2009 P DVDRip Within the site we aim to clearly and in a jargon free manner explain our view on Superannuation and Life Insurance products. We will also clearly set out what it will cost you to take up our services.

An important aspect to consider when seeking advice is that there are many different ways to achieve the same or similar result, therefore you the client must feel at ease.

Ongoing Advice

Personal Insurance / Life Insurance

The purpose of life insurance is to provide, in the event of your death, a lump sum of money to leave your estate in a debt free position with surplus funds if required. Other personal Insurances such as Income Protection and Trauma cover provide funds so that in the event of you not being able to work due to sickness or an accident or a listed event, you still have income to live.  These two insurances can complement  each other so you will have sufficient income to cover Mortgage payments / living costs and medical costs, etc. 

Superannuation

Superannuation is not rocket science !! We believe that a lot of the industry “jargon”   is responsible for making it seem more complex than it really is. Let us help you understand your super so you will know where your money is and where it is invested. We are 100% FEE FOR SERVICE investment advisors. We do not accept any commissions from our provider. Our aim is to have you look after and control your own monies. We will establish you with your own on-line account, just in the same way any on-line bank account is available.   

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Managed Funds are basically investment accounts that allow you to pool your money with other investors in a single account which might otherwise be out of your reach. Managed Funds are managed for you by investment professionals such as fund managers. We believe we do need these funds as part of our portfolio construction as they give us exposure to countries we would otherwise be unable to access.